Several parties bid for something whose true value is the same for all of them but unknown — an oil lease, a contract, a company. Each forms an estimate. The estimates scatter around the truth.

The highest bid wins. The highest bid comes from the bidder whose estimate was highest, which is to say the one who was most wrong in the optimistic direction.

Winning is evidence that you overestimated. And the more bidders there were, the further into the tail the winning estimate sits, so the more you overpaid.

The counterintuitive part

More competition makes the curse worse rather than better. With three bidders the winner is the highest of three draws; with twenty it is the highest of twenty, which is much further out.

This is why the correct response to learning that many parties are bidding is to bid less, which feels exactly backward.

Where it operates

Competitive pitching. You win the ones where you priced lowest relative to the scope you understood. Some of those you won because you understood the scope worse than the firms who bid higher — which is the curse operating on the seller's side, and it arrives as a project that overruns.

Hiring in a competitive market. The candidate you win a bidding war for is one you valued more highly than everybody else who interviewed them. Sometimes that is insight; on average it is optimism.

Acquisitions. The most documented instance. A buyer who beats several informed rivals has, by construction, the highest estimate of the asset, and the systematic overpayment in competitive acquisitions is exactly this.

Any tender where the client picks on price. The winner is whoever most underestimated the work.

Protecting against it

Adjust for how many are bidding. The more competitors, the more you should shade your estimate down, because the win itself is more informative about your error.

Bid your estimate minus the curse, not your estimate. Ask what would have to be true for you to win, then ask whether it is.

Prefer contests where the value is private rather than common. If the thing is genuinely worth more to you than to others — because of an existing relationship, a capability, adjacency to work you already do — then winning is not evidence of error. It is evidence of the advantage. This is the strongest argument for positioning: the way out of the curse is to stop competing on the same estimate.

Treat easy wins as information. A pitch won with no resistance should prompt a review of the scope rather than a celebration.